Broker Check

Frequently Asked Questions

  • Financial planning is the process of creating a comprehensive roadmap for your financial life. It starts with understanding your current situation, your goals, and your priorities. From there, it brings together key areas such as retirement savings, tax strategies, investment decisions, insurance needs, estate considerations, and cash flow management into one coordinated plan. The goal is to help you make informed choices that move you steadily toward what matters most, whether that is retiring comfortably, protecting your family, or funding important milestones.

    Wealth management builds on this foundation with a broader, ongoing focus on growing, preserving, and transferring your assets over time. It often includes more advanced investment oversight, risk management, tax-efficient strategies, and legacy planning. While financial planning tends to emphasize goal achievement, wealth management takes a holistic view of your entire financial picture to support long-term security and generational impact.

    At Inventa Wealth Advisors, we integrate both approaches through personalized, 1:1 guidance. We develop tailored strategies across retirement planning, investments, tax planning, estate strategies, wealth preservation, insurance, and more. Our process centers on regular reviews, clear communication, and adjustments as your life evolves. Whether you prefer meetings in our Sandy, Utah office or virtual sessions through TeleWealth services, the focus remains on delivering practical advice that fits your unique circumstances.

  • Hiring a financial advisor brings clarity, confidence, and structure to your financial life, particularly when balancing multiple goals or navigating periods of change feels overwhelming. While many people successfully handle day-to-day finances on their own, coordinating retirement planning, investments, taxes, estate strategies, and wealth preservation often benefits from professional expertise and ongoing attention.

    One significant advantage is the time you regain. Instead of spending hours each week researching markets, monitoring investments, rebalancing accounts, and staying current with tax laws, you can delegate these responsibilities to a dedicated partner. This ongoing management and monitoring frees you to focus on your career, family, and the activities that matter most, while still knowing your financial plan receives consistent, professional care.

    A financial advisor also provides valuable behavioral guidance during times of uncertainty or major life transitions. Emotions and financial decisions rarely mix well. Fear during market downturns or excitement in strong markets can lead to impulsive choices, such as selling at the wrong time or taking on excessive risk. An experienced advisor acts as an objective coach, helping you stay disciplined, maintain perspective, and make decisions grounded in your long-term goals rather than short-term feelings.

    At Inventa Wealth Advisors, we deliver 1:1 financial advice centered entirely on your goals and needs. You receive personalized recommendations for a diversified portfolio along with practical solutions designed to help protect you from uncertainty. We schedule regular meetings to review your progress, make adjustments as life evolves, and keep you on track. You also gain anytime access to your investments and helpful digital tools.

    Whether you prefer to meet in person at our Sandy, Utah office or connect virtually through TeleWealth services, our focus remains on building a lasting partnership that supports your financial success for years to come.

  • Yes, I operate as a fiduciary at all times when providing financial advice. This means I am legally and ethically required to put your best interests first in every recommendation I make. My duty is to act solely in your favor, with loyalty, care, and honesty.

    As part of a Registered Investment Advisor (RIA) firm, we maintain this high standard across all our client relationships. Our team also holds Series 7 and Series 66 licenses, and most of us have earned the CFP® designation. These qualifications reflect years of study, ongoing education requirements, and a commitment to professional excellence. For you, this translates to advice from experienced professionals who are held to rigorous ethical and technical standards.

    This combination gives you greater confidence that the guidance we provide on retirement planning, investments, taxes, estate strategies, and wealth preservation is always aligned with your goals and never influenced by competing interests. Whether we meet in person at our Sandy, Utah office or through TeleWealth virtual sessions, you can trust that every decision prioritizes your long-term success and peace of mind.

  • Our compensation is designed to be straightforward, transparent, and aligned with your success. Our primary compensation comes from a fee based on the assets we manage for you. This annual fee generally ranges from 0.50% to 1.50%. The exact rate depends on the total value of your household assets under management, with the percentage typically decreasing as your assets grow.

    We also offer fee-only standalone financial planning for clients who prefer a one-time or project-based engagement without ongoing asset management. In addition, we have access to certain commission-based insurance products when they make sense as part of a broader strategy. Any commissions are fully disclosed and represent only a small portion of our overall business.

    Before you ever commit to working with us, we provide a clear, written explanation of exactly how we will be compensated. You will know all fees, including any potential commissions, in advance so you can make an informed decision with full confidence. There are no hidden charges or surprises.

    This transparent approach ensures our interests remain aligned with yours. At Inventa Wealth Advisors, our focus is always on delivering value that justifies the cost through personalized guidance, ongoing monitoring, and the time and peace of mind we help you protect.

    Whether you connect with us in person at our Sandy, Utah office or through TeleWealth virtual sessions, you can expect honest conversations about costs from the very first meeting.

  • At Inventa Wealth Advisors, we provide comprehensive financial advisory services designed to help you organize, grow, and protect your financial life. Our approach centers on personalized, 1:1 guidance that starts with a clear understanding of your goals, priorities, and current situation.

    Our core services include:

    • Retirement Planning — Developing strategies for saving, income generation, and long-term projections to help you enjoy a secure and comfortable retirement.
    • Investment Management — Creating and actively managing diversified portfolios tailored to your risk tolerance, time horizon, and objectives, with ongoing monitoring and rebalancing.
    • Tax Planning — Identifying opportunities to improve tax efficiency across your investments, retirement accounts, and overall strategy. While we are not CPAs and do not file your taxes, we develop proactive tax strategies and coordinate with your tax professionals to implement them effectively.
    • Estate Planning Strategies — Helping you protect and transfer your wealth in a tax-efficient manner. We are not attorneys and do not draft legal documents, but we work closely with you and your estate attorney to create a coordinated plan and support its successful execution.
    • Divorce Planning — Providing targeted financial guidance for individuals in the final stages of divorce or newly navigating life after divorce. We help you reorganize your finances, establish a clear path forward, and make informed decisions during this important transition.
    • Wealth Preservation — Implementing strategies to safeguard your assets against market volatility, inflation, and unexpected risks.
    • Insurance Solutions — Reviewing your needs and recommending appropriate coverage to protect your family, income, and assets.

    We integrate any of the applicable areas into one coordinated plan rather than addressing them separately. You receive regular meetings to review progress, clear recommendations, anytime access to your investment information, and helpful digital tools. Everything we do is grounded in your unique circumstances and long-term success.

    Whether you prefer in-person meetings at our Sandy, Utah office or convenient virtual sessions through our TeleWealth service, our commitment remains the same: delivering thoughtful, goal-centered advice you can trust.

  • Our investment philosophy is straightforward and client-centered: we believe the best investment strategies are built around your personal goals, risk tolerance, time horizon, and overall financial plan rather than chasing short-term market trends.

    We focus on creating diversified portfolios that spread risk across different asset classes while aiming for steady, long-term growth. Diversification helps manage volatility by ensuring your investments are not overly concentrated in any single area. We combine this with patience and consistency, recognizing that markets will fluctuate but disciplined, goal-oriented investing tends to deliver better outcomes over time.

    At Inventa Wealth Advisors, every portfolio recommendation is personalized. We take the time to understand your unique situation and then design an asset allocation and investment strategy that aligns with your needs. This includes ongoing monitoring, regular rebalancing, and adjustments as your life circumstances or goals evolve. Our approach also integrates broader financial planning elements, such as tax efficiency and protection against uncertainty, so your investments work in harmony with the rest of your financial life.

    Whether we meet in person at our Sandy, Utah office or through TeleWealth virtual sessions, our priority remains the same: helping you stay on track with clear, disciplined guidance that supports your long-term success and peace of mind.

  • There is no single dollar amount that works for everyone. The money you need to retire comfortably depends on your desired lifestyle, spending habits, other sources of income, health considerations, and how long you plan to enjoy retirement.

    Many people find it helpful to start with general benchmarks. A common guideline is to replace about 70% to 80% of your pre-retirement income. Others aim to save 8 to 12 times their annual income by traditional retirement age. One widely discussed approach is the 4% rule, which suggests withdrawing no more than 4% of your savings in the first year of retirement and adjusting for inflation afterward. For instance, to generate $80,000 annually from savings, this would point toward roughly $2 million in assets.

    These rules of thumb can provide a useful starting point, but they are only approximations. Your actual retirement number will be shaped by many personal factors, including your expected monthly expenses, Social Security or pension income, healthcare and long-term care costs, inflation, market returns, and any plans for travel, gifting, or legacy.

    At Inventa Wealth Advisors, we go well beyond generic guidelines. We build a detailed, personalized retirement projection based on your specific goals, current financial picture, and risk tolerance. This helps us identify any gaps and create clear, actionable strategies — whether adjusting savings rates, optimizing investments, or planning tax-efficient income streams.

    Whether we meet in person at our Sandy, Utah office or through TeleWealth virtual sessions, our goal is to give you realistic confidence about your path to a secure and comfortable retirement.

  • The timing of your retirement depends on several personal factors, including your desired lifestyle, current savings rate, investment returns, other sources of income, and overall financial picture. Some people are able to retire in their early 60s, while others choose to work longer for financial security or personal fulfillment. There is no universal “right” age — only the right time for your unique circumstances.

    You can tell you are on track when your current savings and projected income are sufficient to support your planned retirement lifestyle without running out of money. This usually means having a clear picture of your future expenses, reliable income sources such as Social Security or pensions, and a well-diversified investment portfolio that can sustain withdrawals over a long retirement.

    At Inventa Wealth Advisors, we help you answer this question with confidence through a personalized retirement projection. We analyze your current assets, savings habits, expected Social Security benefits, tax situation, and spending goals to create a detailed roadmap. This projection shows you exactly where you stand today and what adjustments — if any — may be needed to reach your target retirement date. We then review progress during regular meetings and make timely updates as life changes or markets shift.

    Whether you prefer in-person meetings at our Sandy, Utah office or virtual sessions through TeleWealth services, our process gives you clear milestones and actionable steps so you can move forward with greater peace of mind.

  • A safe withdrawal rate is the percentage of your retirement portfolio that you can withdraw each year, adjusted annually for inflation, with a high likelihood that your savings will last throughout your retirement. It helps answer one of the most important questions in retirement planning: How much can I spend without running out of money?

    The most well-known guideline is the 4% rule. It suggests withdrawing 4% of your portfolio in the first year of retirement and then increasing that amount each year to keep pace with inflation. For example, with a $1 million portfolio, this would mean starting with $40,000 per year. This approach was designed to provide a high probability of success over a 30-year retirement.

    Current research shows that the ideal rate can vary. Recent studies suggest a slightly more conservative starting point around 3.9% for a balanced portfolio, depending on market conditions, your asset allocation, and how long you expect retirement to last. Factors such as sequence of returns risk (experiencing poor market performance early in retirement), inflation, healthcare costs, and other sources of income like Social Security can all influence what is truly safe for your situation.

    At Inventa Wealth Advisors, we do not apply a one-size-fits-all withdrawal rate. Instead, we run personalized projections that incorporate your specific goals, spending needs, tax situation, investment strategy, and risk tolerance. This allows us to recommend a sustainable withdrawal approach tailored to you — one that can be adjusted over time as markets or your life circumstances change. We also explore flexible strategies, such as guardrails or variable spending, when they make sense.

    Whether we meet in person at our Sandy, Utah office or through TeleWealth virtual sessions, our focus is on helping you withdraw confidently while protecting your financial security for the long term.

  • The decision to pay off debt or invest first depends on your specific situation. There is no universal rule that fits every person. The best choice usually comes down to comparing the interest rate on your debt with the expected return on your investments, while also considering your overall financial picture and peace of mind.

    High-interest debt, such as credit cards or personal loans with rates often above 10–15%, typically deserves priority. Paying it down delivers a guaranteed return by eliminating that interest expense. On the other hand, lower-interest debt like a mortgage or student loans with rates below 5–6% may allow room to invest at the same time, especially if you can capture long-term growth or employer retirement plan matches.

    Other important factors include:

    • Your emergency fund and cash flow stability
    • The type of debt and its tax implications
    • Your risk tolerance and timeline for goals
    • The emotional weight of carrying debt versus the comfort of building investments

    At Inventa Wealth Advisors, we help you run personalized scenarios that weigh these elements against your goals, tax situation, and retirement timeline. This often leads to a balanced approach — for example, paying minimums on low-rate debt while directing extra cash toward high-priority investments, or accelerating debt payoff in certain years while still contributing to your future.

    Whether we meet in person at our Sandy, Utah office or through TeleWealth virtual sessions, our goal is to create a clear, coordinated strategy that reduces stress and keeps you moving forward with confidence.

  • Reducing taxes on investments and in retirement requires thoughtful planning rather than a single solution. The right approach depends on your current tax bracket, future income expectations, types of accounts you own, and overall financial goals. Small, consistent steps can make a meaningful difference over time.

    Common strategies include:

    • Asset location — Placing different types of investments in the most tax-efficient accounts. For example, keeping tax-efficient investments like index funds or ETFs in taxable accounts while holding bonds or actively managed funds in tax-deferred accounts such as IRAs or 401(k)s.
    • Tax-loss harvesting — Selling investments that have declined in value to offset capital gains and potentially reduce taxable income, while maintaining your overall investment strategy.
    • Diversifying account types — Building savings across taxable, tax-deferred (traditional IRA or 401(k)), and tax-free (Roth) accounts. This flexibility allows you to control taxable income in retirement by choosing which accounts to draw from each year.
    • Roth conversions — Considering strategic conversions from traditional retirement accounts to Roth accounts in years when your tax rate may be lower, which can provide tax-free growth and withdrawals later.
    • Tax-efficient withdrawal ordering — Planning the sequence of withdrawals from different accounts to help manage your overall tax bracket, especially when Social Security, pensions, and required minimum distributions come into play.
    • Additional opportunities — Maximizing contributions to retirement accounts and health savings accounts where eligible, along with thoughtful charitable giving strategies such as qualified charitable distributions from IRAs.

    At Inventa Wealth Advisors, we integrate tax planning into every comprehensive financial plan. We review your full picture — including investments, retirement accounts, expected income sources, and future goals — to identify opportunities that align with your situation. While we are not tax professionals and do not prepare tax returns, we work closely with you and your CPA to coordinate strategies and implement them effectively.

    Whether we meet in person at our Sandy, Utah office or through TeleWealth virtual sessions, our focus is on helping you keep more of what you earn so your money can work harder toward the retirement lifestyle you envision.

  • Roth IRAs and Traditional IRAs are both powerful retirement savings accounts, but they differ mainly in when you pay taxes and how the money is treated in retirement.

    With a Traditional IRA, you generally contribute pre-tax dollars, which can reduce your taxable income in the year you make the contribution. Your investments then grow tax-deferred, and you pay ordinary income taxes on withdrawals in retirement. This approach can be especially helpful if you expect to be in a lower tax bracket during retirement than you are today.

    With a Roth IRA, you contribute after-tax dollars — meaning you do not receive an upfront tax deduction. However, your investments grow tax-free, and qualified withdrawals in retirement (including earnings) are completely tax-free. This can be highly advantageous if you expect to be in a higher tax bracket in retirement or want more flexibility and predictability with your future taxes.

    Key differences include:

    • Tax treatment now vs. later — Traditional offers the potential for an immediate tax break; Roth offers tax-free income later.
    • Required Minimum Distributions (RMDs) — Traditional IRAs require you to start taking withdrawals at a certain age, while Roth IRAs do not have RMDs during your lifetime.
    • Eligibility and income limits — Roth IRA contributions have income restrictions, while Traditional IRA contributions are available to most people (though the deductibility may be limited based on income and workplace plan coverage).
    • Flexibility — Roth IRAs allow penalty-free withdrawal of your original contributions at any time, providing more liquidity if needed.

    At Inventa Wealth Advisors, we help you evaluate which type of IRA — or combination of both — best fits your current tax situation, expected future income, and long-term retirement goals. We run personalized projections to show the potential impact of each choice so you can make an informed decision that supports your overall financial plan.

    Whether we meet in person at our Sandy, Utah office or through TeleWealth virtual sessions, our goal is to help you choose the strategy that keeps more money working for you over time.

  • We work together as a true financial partner focused on your long-term success. Our relationship begins with an in-depth discovery meeting where we take the time to understand your goals, values, current financial situation, and what matters most to you. From there, we develop a personalized financial plan tailored to your unique circumstances.

    Once the plan is in place, we schedule regular review meetings to track progress, discuss any life changes, review your portfolio, and make adjustments as needed. Most clients meet with us two to four times per year. These meetings are designed to be productive and efficient while still giving you plenty of opportunity to ask questions and stay fully informed.

    Between scheduled meetings, you have ongoing access to your investment information through our secure client portal and digital tools. You can reach out anytime with questions or concerns, and we respond promptly. We also proactively contact you when important opportunities or adjustments arise due to market conditions, tax law changes, or shifts in your personal situation.

    At Inventa Wealth Advisors, communication and transparency are central to how we serve our clients. Whether you prefer in-person meetings at our Sandy, Utah office or convenient virtual sessions through our TeleWealth service, the level of attention and partnership remains the same. Our goal is to build a lasting relationship where you feel confident, supported, and in control of your financial future.

  • You have the flexibility to meet either in person or virtually, depending on what works best for your schedule and location. The meeting format is decided together with your advisor based on your preferences and needs.

    In-person meetings are available at our office in Sandy, Utah and are typically best suited for clients who live locally. For clients across the country, our TeleWealth virtual meetings provide a convenient and effective way to receive the same high-quality, personalized financial guidance without the need to travel. Many nationwide clients find this option invaluable for maintaining consistent communication and progress toward their goals.

    Whether we connect in the office or through secure video sessions, the quality of advice, planning process, and level of service remain exactly the same. You receive regular portfolio reviews, clear recommendations, and ongoing support tailored to your unique financial situation.

    At Inventa Wealth Advisors, our priority is building strong, lasting client relationships based on trust and clear communication. The meeting format is simply a tool to make that partnership as convenient and effective as possible for you.

  • TeleWealth is our virtual meeting platform that allows clients to receive the same personalized financial advice and ongoing support from anywhere in the country, without needing to visit our office in Sandy, Utah. It combines secure video conferencing with phone options, so you can meet comfortably from your home, office, or while traveling.

    Through TeleWealth, you get the full experience of working with a financial advisor — including comprehensive planning, portfolio reviews, goal tracking, and regular check-ins — delivered with the same level of care and attention as an in-person meeting. Many clients appreciate the convenience, flexibility, and time savings it provides.

    We designed TeleWealth to make high-quality financial guidance more accessible, especially for busy professionals and those who live outside the Salt Lake City area. Whether you prefer face-to-face meetings at our Sandy office or the convenience of virtual sessions, the quality of advice and the strength of our partnership remain the same.

    This answer explains the service clearly, highlights benefits, reassures quality parity with in-person meetings, and ties back to your hybrid model.

  • We generally work with clients who have $500,000 or more in investable assets. This threshold allows us to deliver the full scope of comprehensive financial planning and ongoing investment management in a way that is sustainable and valuable for both parties.

    That said, we evaluate each situation individually. We are happy to consider exceptions for clients whose financial circumstances are particularly complex or who we believe would benefit significantly from our services. In some cases, we may recommend starting with our fee-only standalone financial planning engagement and transitioning to full investment management as your assets grow.

    Our goal is always to build relationships that make sense for everyone involved. We want to ensure we can devote the necessary time and attention to your needs while providing you with meaningful, long-term value.

    If you are close to this threshold or unsure whether you qualify, we encourage you to reach out. We are glad to have an open conversation to determine if we are the right fit for one another — whether through in-person meetings at our Sandy, Utah office or virtual sessions via our TeleWealth service.

  • At Inventa Wealth Advisors, our difference comes down to a combination of genuine personalization, fiduciary accountability, and practical flexibility that many larger or more traditional firms struggle to deliver consistently.

    Unlike many large nationwide firms, where advice can feel transactional or influenced by sales targets and complex corporate structures, we operate as a Registered Investment Advisor (RIA) held to the highest fiduciary standard. Every recommendation we make is required to put your best interests first. Our smaller, experienced team — all Private Wealth Advisors with credentials including CFP®, CDFA®, ChFC®, and APMA™ — allows us to provide true 1:1 attention without layers of bureaucracy. This means deeper relationships, faster responses, and advice that is coordinated across your entire financial life rather than focused on selling specific products.

    Compared to many smaller boutique firms, which may offer personalization but often lack scale or nationwide reach, we combine intimate service with professional resources. Our team brings specialized expertise in areas such as divorce financial planning (through our CDFA® professionals), alongside comprehensive retirement, tax, estate, and wealth preservation strategies. We integrate these areas into one cohesive plan and work closely with your CPAs and attorneys for seamless execution.

    What truly sets us apart is our flexible partnership model. We meet when, where, and how it works best for you — whether that is in person at our Sandy, Utah office for local clients or virtually through our TeleWealth service for clients across the country. You receive regular progress reviews, anytime access to your portfolio through secure digital tools, and proactive guidance as life or markets change. Many clients tell us this hybrid approach, combined with our transparent fee-based structure and complimentary initial consultation, gives them the best of both worlds: the personal touch of a boutique firm with the convenience and sophistication needed for complex, long-term planning.

    In short, we are not here to manage assets in isolation. We are here to partner with you in building wealth that lasts, helping you feel more confident, connected, and in control of your financial future.

  • A comprehensive financial plan is more than just investment recommendations — it is a coordinated roadmap that aligns all aspects of your financial life with your personal goals, values, and timeline. The best plans are holistic, forward-looking, and regularly updated as your circumstances change.

    At a minimum, a strong financial plan should include the following core elements:

    • Goal Setting and Prioritization — Clear identification of your short- and long-term objectives, such as retirement timing and lifestyle, education funding, major purchases, charitable giving, or legacy wishes.
    • Cash Flow and Budget Analysis — A realistic review of your current income, expenses, and savings rate to ensure you are living sustainably while progressing toward your goals.
    • Investment Strategy — A personalized asset allocation and diversified portfolio designed around your risk tolerance, time horizon, and return expectations, with ongoing monitoring and rebalancing.
    • Retirement Planning — Projections for income needs, savings targets, Social Security or pension optimization, and sustainable withdrawal strategies.
    • Tax Planning — Strategies to improve efficiency across your investments, retirement accounts, and overall income picture, coordinated with your tax professionals.
    • Estate Planning Strategies — Guidance on protecting and transferring wealth efficiently, including beneficiary reviews and coordination with your estate attorney.
    • Risk Management and Insurance — A review of life, disability, long-term care, and other coverage to protect your family and assets against unexpected events.
    • Wealth Preservation and Special Situations — Strategies to guard against market volatility, inflation, and life transitions such as divorce or career changes.

    At Inventa Wealth Advisors, we integrate all of these areas into one cohesive plan rather than addressing them in isolation. You receive 1:1 guidance tailored to your unique situation, regular progress reviews, anytime access to your investment information through secure digital tools, and proactive adjustments as life or markets evolve.

    Whether we meet in person at our Sandy, Utah office or virtually through TeleWealth services, our process is designed to give you clarity, confidence, and a clear path forward so you feel more in control of your financial future.

  • Whether you should consider an annuity or other retirement income strategies depends on your personal goals, risk tolerance, other sources of guaranteed income (such as Social Security or pensions), overall portfolio size, and desire for predictability versus flexibility in retirement.

    Annuities can play a valuable role for some clients by providing a guaranteed stream of income that lasts for life, helping to protect against the risk of outliving your savings. Certain types also offer tax deferral benefits or protection from market volatility. However, they are not right for everyone. Annuities often come with fees, surrender periods, and reduced liquidity, so it is important to weigh these factors carefully against your need for income stability.

    Other effective retirement income strategies include:

    • Systematic withdrawals from a diversified investment portfolio using a sustainable withdrawal rate
    • Optimizing the timing of Social Security benefits
    • Creating a “bucket” approach that segments assets for different time horizons
    • Tax-efficient drawdown strategies across traditional, Roth, and taxable accounts
    • Part-time work or other supplemental income sources in early retirement

    At Inventa Wealth Advisors, we evaluate annuity solutions alongside a full range of retirement income options as part of your comprehensive financial plan. We take the time to model different scenarios so you can see the potential impact on your long-term security, taxes, and legacy goals. Our focus is always on finding the right balance of protection, growth, and flexibility that aligns with your unique situation.

    Whether we meet in person at our Sandy, Utah office or virtually through TeleWealth services, we will walk through the pros and cons clearly so you can make an informed decision with confidence.

  • Protecting your family involves more than just accumulating wealth — it requires intentional strategies to safeguard your loved ones from financial uncertainty, unexpected events, and future complications. Insurance and estate planning work together as essential components of a comprehensive financial plan, providing security today and clarity for tomorrow.

    Insurance helps protect your family by replacing lost income, covering major expenses, or paying off debts if something happens to you or a loved one. This can include life insurance, disability insurance, long-term care coverage, and other policies tailored to your specific risks and needs. In some cases, life insurance can also serve as a tax-friendly way to transfer wealth to the next generation. The right coverage ensures your family can maintain their lifestyle and financial stability during difficult times.

    Estate planning strategies focus on how your assets will be managed, protected, and transferred according to your wishes. This includes reviewing beneficiary designations, creating or updating wills and trusts, minimizing potential taxes or delays, and addressing healthcare directives. Effective estate planning reduces family stress, avoids unnecessary legal complications, and helps preserve more of what you have built for the next generation.

    At Inventa Wealth Advisors, we integrate insurance solutions and estate planning strategies into your overall financial plan rather than treating them as separate items. We start by understanding your family’s unique needs and goals, then recommend appropriate coverage and coordination steps. While we are not attorneys and do not draft legal documents, we work closely with you and your estate attorney (as well as other professionals when needed) to ensure everything aligns seamlessly.

    Whether we meet in person at our Sandy, Utah office or virtually through TeleWealth services, our focus is on providing clear, practical guidance that gives you and your family greater peace of mind and long-term security.

  • Our team consists of experienced Private Wealth Advisors who are committed to delivering high-quality, fiduciary advice. Each advisor brings professional credentials, ongoing education requirements, and years of practical experience serving clients with complex financial needs.

    Key qualifications across our team include:

    • CERTIFIED FINANCIAL PLANNER® (CFP®) — The gold standard in comprehensive financial planning, demonstrating expertise in retirement, investments, taxes, estate strategies, and insurance.
    • Certified Divorce Financial Analyst® (CDFA®) — Specialized training in the unique financial challenges surrounding divorce, held by several members of our team.
    • Accredited Portfolio Management Advisor™ (APMA™) — Focused on advanced portfolio construction, risk management, and investment oversight.
    • Chartered Financial Consultant® (ChFC®) — Additional depth in financial planning and advisory services.

    We operate as a Registered Investment Advisor (RIA) firm, which holds us to the highest legal and ethical fiduciary standard — always placing your best interests first. Our advisors combine this formal training with real-world experience helping individuals and families navigate retirement planning, wealth preservation, tax efficiency, estate coordination, and life transitions.

    What this means for you is access to a knowledgeable, credentialed team that stays current through continuing education and works collaboratively to provide coordinated, personalized guidance. You benefit from professionals who understand both the technical side of wealth management and the human side of financial decision-making.

    Whether we meet in person at our Sandy, Utah office or virtually through TeleWealth services, our team’s qualifications and experience are focused on one goal: helping you build and protect wealth with clarity and confidence.

  • Whether a financial advisor is worth it depends on your personal situation, goals, and the complexity of your financial life. For many people, the answer is yes — especially when you value time savings, objective guidance, and the confidence that comes from having a coordinated plan rather than managing everything on your own.

    A good advisor can deliver value that goes well beyond the fee through several key benefits:

    • Saving you significant time by handling ongoing investment monitoring, rebalancing, tax-efficient strategies, and administrative tasks
    • Providing behavioral coaching to help you avoid emotional decisions during market volatility or major life changes
    • Identifying opportunities for tax savings, better retirement income planning, and risk protection that you might otherwise miss
    • Offering peace of mind through a clear, personalized roadmap and regular progress reviews

    At Inventa Wealth Advisors, we focus on delivering this value through 1:1 advice centered entirely on your goals and needs. You receive personalized investment strategies, integrated planning across retirement, taxes, estate considerations, and wealth preservation, along with regular meetings and anytime access to your information through secure digital tools. Our transparent fee-based model is designed so the guidance and support we provide align with your long-term success.

    Many clients find that the combination of professional expertise, reduced stress, and improved financial outcomes more than justifies the cost — particularly when navigating complex decisions or simply wanting to feel more confident about their future.

    Whether we meet in person at our Sandy, Utah office or virtually through TeleWealth services, our goal is to make the partnership worthwhile by helping you build and protect wealth that lasts.